Installment without down payment - and without a guarantor

To apply for installments through our branches

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Qwara Online website (for Saudis and residents)

(To verify eligibility and registration)

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Financing advantages:

  • Financing up to 30,000 riyals
  • Available for Saudis and residents in all sectors
  • Without a sponsor and without salary transfer
  • Financing with convenient installments up to 3 years
  • Fast procedures and instant approval
  • Sharia compliant


Conditions for applying for a financing request:

- employee


- Service period:

Saudi (Government): One month of service

Saudi (private sector): 3 months service


Non-Saudi: 6 months service


- the age:

Saudi - Civilian: 21 to 60 years

Saudi - Military: 25 - 50 years


Non-Saudi: 25 - 50 years


- Salary:

Saudi - Non-Saudi: 4000 riyals


- Obligations:

Not exceeding 45%

The minimum invoice is 1500 riyals, so we advise you to reduce the amount in the first stage so that the customer is not rejected. Then, in the stage of determining the period, it can be changed after knowing the maximum limit for the customer.

- Not stumbling in his poison.



note :

  • When the financing is cancelled, it is not possible to apply again until after 7 days.


For inquiries, contact us:

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